• Cash advance upto $1000Cash advance upto $1000
  • No faxing and no collateralNo faxing and no collateral
  • No credit checks for bad creditNo credit checks for bad credit
  • Payday loans direct lendersPayday loans direct lenders

Applying Does NOT Affect Your Credit Score

  • 15 Years Trusted Services
  • Privacy and Security Protection
Instant Approval

Instant Approval

Get quick online loan decision with no credit checks run. We give guaranteed approval for poor credit too.

Get Funded

Get Funded

Get the approved short term cash advance deposited directly into your bank account on same day.

No Credit Check

Enjoy Low Rates

Take care of your finance while paying less. Our interest rates are among the most affordable in the market.


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  • Payment Arrangements
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No Credit Check Payday Loans Online from Direct Lenders

No Credit Check Payday Loans Online from Direct Lenders

Looking for "bad credit payday loans near me" online? Apply with payday loans online direct lenders only that offer convenience of borrowing, affordability, instant approval and quick short term money until your next pay day in your bank account the same day. Not having a good credit score restricts your financing options in many ways and unfortunately payday loan companies offering low credit score loans are few.

However, DO NOT LOSE HOPE. CapitalPaydayLoan fund is a socially responsible no credit check payday loans online direct lender only with no third party that specializes in providing guaranteed approval even for poor credit and fair credit borrowers. With us, you can qualify for a faxless payday advance of upto $1000 with no hassles.

Know What a Payday Loan No Credit Check Really Means

Although many store front and online lenders claim to offer no credit check loans, they do perform soft credit check on the borrower, prior to approving funds. They verify your identity, income source and previous repayment history, if any. Thus, a no credit check payday loan simply means that the lender does not perform any hard credit checks such as pulling your credit history from credit bureaus.

Online payday loans without credit check is usually a short term cash advance that is supposed to be paid on individual's payday. Unlike installment loans that are required to be paid in regular monthly installments, these payroll advance loans are designed to be paid in one lump sum along with the finance charge. Hence, these are also called as single payment loans.

Generally, payday loan rates are high; however considering its numerous benefits, it is worth taking when you need small amount of money quickly for short term. Thus, such an online loan against paycheck is the best alternative to installment loans online.

CapitalPaydayLoan believes in providing an impartial borrowing opportunity to borrowers with challenged credit. As a real online direct payday lender only for bad credit, we understand that even poor credit people need easy emergency cash to deal with unexpected expenses or simply to bridge a short tem gap between paychecks. Hence, we offer no credit check cash advance at competitive rates and on transparent terms.

Payday Loans No Credit Check

An encouraging short term financial option for majority of the American households and working class individuals with bad credit

Benefits of Choosing CapitalPaydayLoan for Your No Credit Check Loan Needs

Single Payday Lending Source

Single payday lending source

We are an actual online cash advance direct lender only no third party. Meaning, there are no payday loan brokers or agents. Right from your application, approval to direct deposit of loan, we are the one who works with you.

Faster Loan Process

Faster loan process

We are able to offer competent and quick guaranteed payday advance without credit check because of our short online loan application, no faxing or paperwork and same day cash option.

Better Personal Loan Option

Better personal loan option

Applying for a no credit check loan from direct payday lenders such as CapitalPaydayLoan is wiser than getting auto title loans, title pawn loans, installment loans, etc. because with us there is no standing in lines, no hard credit checks, no strict loan requirements, and no hidden fees.

Suitable for Any Emergency

Suitable for any emergency

Our cash advance without credit check can be used for emergency car repairs, medical treatment, paying rent, college tuition, mortgage payments, unexpected bills, home repairs, grocery expenses, etc.

Direct Deposit Payday Loans

Direct deposit payday loans

Our payday loans online are offered over a safe and secure platform and your private data is protected through advanced security methods.

Assured Approval

Assured approval

We guarantee high loan approval rate even for low credit because we accept good, bad and no credit too.

  • Access free online loan application through computer or mobile from the privacy of your home and fill your basic personal and employment details at any convenient time. It is completely a faxless payday loan process.
  • If all the cash advance requirements are duly met, you could have online loan approval instantly.
  • Upon being approved, you will receive cash same day or latest within 24 hours of approval. You are expected to repay your payday loan within days or weeks. The maximum repayment period is 30 days.
  • If you cannot afford to pay back the loan amount in full, you have the option to pay off the finance fee and request for an extension until next pay period.

Dedicated and legitimate loan service is what we offer. Apply for no credit check payday loans from direct lender only without third party now even with a bad credit profile.

This service and website is an invitation to send us a Payday loan application, not an offer to make a loan. We are registered with Utah's Department of Financial Institution. If we approve your loan application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. This service may or may not be available in your particular state.