Why Choose CapitalPaydayLoan
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Applying Does NOT Affect Your Credit Score
Applying Does NOT Affect Your Credit Score
Years of experience as a payday loan lender have helped us at CapitalPaydayLoan understand various ways of enhancing our services to best match the needs of various borrowers. Being a customer-oriented direct lender, we understand what makes payday loans most valuable to borrowers:
We have spent years ensuring that our services evolve with time to provide enhanced customer experience, being mindful of these and various other factors. We shall continue to invest time and resources in this endeavor consistently.
Payday loans are intended to serve borrowers with bad credit performance as well as those who are in need of a loan that has a high chance of getting approved quickly. The best payday loan for bad credit must, hence, be quick, easy to apply for and have a high probability of getting approved. To enhance the value of such realiable payday loans for a borrower, we further enhance the offer by making the loans more affordable.
At CapitalPaydayLoan, we offer:
When you choose us, you get to experience reliable payday loans that serves you with benefits that helps you gain financial stability even when you are down with bad credit history.
A credit check is an integral part of traditional loans. Direct lenders can offer certain loans without credit checks or with no hard credit checks. At CapitalPaydayLoan, when you apply for a payday loan, we conduct no hard credit check. The advantages of that include:
Choosing a payday loan with no hard credit check can be especially beneficial if you have a bad credit score or are looking for a loan that is likely to be approved quickly.
This service and website is an invitation to send us a Payday loan application, not an offer to make a loan. We are registered with Utah's Department of Financial Institution. If we approve your loan application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. This service may or may not be available in your particular state.
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Consumer Notice: Available loan product types and loan amount limited vary with the market. Loans are subject to state regulations, eligibility terms, certifications, underwriting, and approval. Rates, fees, terms, and conditions apply. Loan decisions and disbursal times are subject to system limitations. In some cases, verification may require additional processes, which can delay the loan decision.
Short-term loans are intended for short-term financial needs and not to serve as long-term financial solutions. Customers with credit-related issues and hardships are advised to seek credit counseling.
Our goal is to promote safe and responsible lending. Short-term loans should not be used as a long-term financial solution but rather for short-term financial requirements. Credit counselling is recommended for customers who have credit issues.
CapitalPaydayLoan is not a lender and does not make any lending or credit decisions. Loans up to $5,000 are available from our connected direct lenders. However, not all lenders can provide you with that amount. Not all states are eligible for our service. Receiving a loan offer is not guaranteed if you submit a loan request through CapitalPaydayLoan.
The credited approval on your application may be based in part or wholly upon information obtained from a national database including, but not confined to TransUnion or eBureau.
Terms such as “instant approval”, “guaranteed approval”, “bad credit ok”, “one hour deposit”, “instant deposit”, “no credit check”, etc. are only indicative. Certain conditions, state laws, and safety considerations may require such terms to be deviated from. All loan products are subject to various terms and conditions and various parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and loan rejections. Some restrictions may apply.
Equal Credit Opportunity Act: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants based on race, color, religion, national origin, sex, marital status, age (provided the applicant can enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006, and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.