CapitalPaydayLoan provides a quick and convenient solution for securing a loan of up to $1,000 through a completely online process.

If accessing the internet is not convenient to you, you can reach out to us on our toll-free contact number: 866-735-3420 or send in a fax at 866-735-6859.

The Loan Application, Approval & Deposit Process

The Loan Application, Approval & Deposit Process
  • The loan process is lean and simple.
  • First, you fill in and submit the loan application.
  • Then, a brief verification is done to see if the information is complete. You're then requested to share the documents which we require to verify the authenticity of the information and your loan eligibility.
  • The final step from your end is to go through the loan agreement and the terms can be accepted digitally.
  • The loan amount is deposited to your account shortly after.
  • Payments are deducted via ACH transactions as per the agreed schedule.

How to Get a Payday Loan Today

If you need a payday loan today, CapitalPaydayLoan is likely to be your best option - a high approval rate of loans combined with a strong reputation in the market makes us a reliable solution for your cash needs.

We have a lot of processes in place to ensure swift transactions. However, in the interest of the safety of the loan transaction, we carry out certain verifications and checks. Some of these are dependent on partners. At times, some verification(s) may need to be carried out, which can only be processed during certain working hours of business days.

To get a loan approved and processed quickly, we recommend applying for the loan with no delay and preferably during early business hours of any working day. We also recommending these information/documents ready while you're applying for the loan:

  • Your SSN
  • Active contact details
  • Bank account details
  • Driver's License
  • Bank statement (3 months)
  • Pay stub/Salary slip/Other valid proof of income (3 months)

Further, we suggest that you stay reachable on the provided contact details until your loan amount is credited, should there be a need for us to contact you regarding any further information.

How to Secure an Online Loan Easily

Finding an online loan today, is rather simple. Yet, ensuring that you get one easily from a reliable source, is what can sometimes get challenging. If you happen to have poor credit history or limited time for your loan to be credited, this challenge gets even bigger.

Choosing a trusted direct lender that accepts bad credit scores and is reputed well for providing quick online loans, can save you much hassle. With CapitalPaydayLoan, you can find the loan you need conveniently. An easy online application process makes the loan available to you from anywhere and at any time.

External Resources

What is a Payday Loan - Investopedia

Fixing Your Credit FAQs - Federal Trade Commission

This service and website is an invitation to send us a Payday loan application, not an offer to make a loan. We are registered with Utah's Department of Financial Institution. If we approve your loan application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. This service may or may not be available in your particular state.

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Consumer Notice: Available loan product types and loan amount limited vary with the market. Loans are subject to state regulations, eligibility terms, certifications, underwriting, and approval. Rates, fees, terms, and conditions apply. Loan decisions and disbursal times are subject to system limitations. In some cases, verification may require additional processes, which can delay the loan decision.

Short-term loans are intended for short-term financial needs and not to serve as long-term financial solutions. Customers with credit-related issues and hardships are advised to seek credit counseling.

Our goal is to promote safe and responsible lending. Short-term loans should not be used as a long-term financial solution but rather for short-term financial requirements. Credit counselling is recommended for customers who have credit issues.

CapitalPaydayLoan is not a lender and does not make any lending or credit decisions. Loans up to $5,000 are available from our connected direct lenders. However, not all lenders can provide you with that amount. Not all states are eligible for our service. Receiving a loan offer is not guaranteed if you submit a loan request through CapitalPaydayLoan.

The credited approval on your application may be based in part or wholly upon information obtained from a national database including, but not confined to TransUnion or eBureau.

Terms such as “instant approval”, “guaranteed approval”, “bad credit ok”, “one hour deposit”, “instant deposit”, “no credit check”, etc. are only indicative. Certain conditions, state laws, and safety considerations may require such terms to be deviated from. All loan products are subject to various terms and conditions and various parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and loan rejections. Some restrictions may apply.

Equal Credit Opportunity Act: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants based on race, color, religion, national origin, sex, marital status, age (provided the applicant can enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006, and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.